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Key talking points for parents to discuss with their young adult children are: "I hope that parents would have been having those conversations with their young adult children in any event already.

The co-signing requirement will force those discussions.

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Another is that the interest-free breed may not be a good fit for some people, and they could be better off taking out a low-rate credit card, with no introductory gimmicks, that they can stick with for years.When you open your account you may be offered a purchase rate.After that, we'll increase it to the rate shown here. It is made up of the standard interest rate on purchases, outside of any promotional rate, along with any other charges you may have to pay.Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

‡ Stolen Funds Reimbursement benefits and Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy underwritten by State National Insurance Company.

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